We are successful real estate agents specializing in representing buyers & sellers with residential real estate transactions in Sacramento and surrounding communities, including Roseville, Elk Grove, Wilton, Greenhaven & Pocket areas, Land Park, West Sacramento, Natomas, Silver Springs and Vintage Park areas.

We work with 1st time home buyers, investors, sellers who want to move-up to a bigger home or downsize to a smaller home. We have significant amount of experience working with home owners who are behind on their payments and/or have been denied a loan modification to avoid foreclosure. We offer FREE, NO OBLIGATION CONSULTATION, on Short Sales and strategies to consider before losing a home to foreclosure or a divorce.

We are successful Short Sale Agents having helped many families avoid foreclosure.

We believe education is a lifelong journey. Our professional designations include:

Certified Distressed Property Expert® (CDPE) from the Charfen Institute. CDPE’s have a thorough understanding of complex issues and knowledge of foreclosure avoidance options available to homeowners. CDPEs provide solutions, specifically short sales, for homeowners facing market hardships.

Short Sale and Foreclosure (SFR) Certification from the National Association of Realtors. The SFR Certification is given to Realtors who know how to help Sellers maneuver the complexities of short sales and help buyers pursue short sale and foreclosure opportunities.

Certified “Home Affordable Foreclosure Alternative (HAFA)” Specialists by the California Association of Realtors.

Our philosophy is based on the following principles:

Honesty, integrity and professionalism at all times.
Listen to our client’s needs.
Abide by the Realtor Code of Ethics

Qualifications:

Over 20 years of marketing experience
Over $50 million in real estate sales
Top 5% of Sacramento Association of Realtors in Short Sales

Professional Organizations:

National Association of Realtors
California Association of Realtors
Sacramento Association of Realtors
National Notary Association
Hispanic Chamber of Commerce

Re/Max Gold
9280 W Stockton Blvd., Suite 110
Elk Grove, CA 95758
DRE#: 01215931

Who Pays For What When Selling A Home?

Posted on November 22, 2011 by Diane and Doug Briggs

A major question in every escrow is: “Who pays for what?” The answers vary by county ordinances and standard practices. What is listed below are “customary” practices. All fees charged are governed by terms of the sales contract and other written escrow instructions. Note: on some FHA, VA or other government-backed loans, the buyer will pay some fees that governmental regulations will not allow you to pay.

Seller’s Generally Pay:

Real estate commission
Document transfer tax ($1.10 per $1,000 of sales price)
Notary fees
Property tax proration (to date of acquisition)
Special delivery/courier fees, if required
Document preparation fees
Document recording charges
Homeowner’s association statement fee and prorata dues
Home warranty (according to contract)
Work/repairs required (according to contract)
Matters of record against the property or seller (loans, tax liens, judgments, etc.) and fees required to clear them (statement fees, reconveyance/trustee fees and prepayment penalties)
Bonds and assessments (according to contract)

Buyer’s Generally Pay:

Title insurance policy premiums (lender’s and buyer’s)
Escrow fees
Notary fees
Property tax proration (from acquisition date)
Special delivery/courier fees, if required
Document preparation fees
Document recording charges
Homeowner’s association transfer fee and prorata dues
City costs
Home warranty (according to contract)
Inspection fees (according to contract)
Matters of record against the buyer including tax liens, judgments and fees required to clear them
Fire insurance premium for the first year
Assumption/change of records fees if the buyer is taking over an existing loan
Lender’s new loan charges
Interest on new loan from date of funding to 30 days prior to the first payment
Other prorations (rents, insurance etc.) if applicable

Elk Grove Real Estate For Sale

ElkGroveRealEstateForSale.com is your source for information on market trends, short sales, foreclosure resources, buying, selling or investing in real estate, community information and opinions regarding the Elk Grove, Sacramento, and Roseville area real estate markets.

About Us & Contact Info

Certified Distressed Property Expert® (CDPE) from the Charfen Institute. CDPE’s have a thorough understanding of complex issues and knowledge of foreclosure avoidance options available to homeowners. CDPEs provide solutions, specifically short sales, for homeowners facing market hardships.

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Who Pays For What When Selling A Home?